We accept dental insurance plans
in Long Island

Finding a Dentist Near Me Who Accepts My Insurance

At Long Island Dental Specialty, we make it easy to cover some of the expenses of your dental care with insurance. Our administrative team works with most major dental plans to ensure that you pay as little out of pocket as possible for your dental care. We are a preferred partner with many of the most popular dental plans and insurance providers. This allows us to provide dental solutions for our patients in Long Island that fit within their budget and covered services. We work diligently to be the right answer to the question, "Is there a dentist near me who accepts my insurance?"

Choosing a dentist that takes insurance can be a challenging undertaking. Many patients come to our office after asking friends and family, "Is there a dentist near me that accepts my insurance?" Our dental practice is committed to the highest standards of excellence in dentistry and to providing the best and most convenient payment options for our patients in the Long Island area. If you need to find a dentist in Long Island by insurance plan, we can deliver the right solutions for your needs.

Choosing the Right Dental Insurance Plan

While some of our patients get dental coverage through their employer, others may need to choose and pay for their own dental insurance. If you have questions about your plan or need more information, the best place to call is your provider. You should ask a few key questions when deciding on the right dental plan for you and your family or learning more about the current plan you have selected.

• What deductibles apply to my coverage?
• Is there a waiting period before benefits are available?
• Are pre-existing conditions like missing teeth covered?
• Are there annual maximum benefits?
• Does the insurance plan cover dental implants, orthodontics and other specialty services?
• Are there limits on how often I can visit the dentist?
• Are cosmetic dentistry services covered by my plan?
• How much are the co-pays and per-visit costs under the dental plan?
• Are pre-authorizations for treatment required?
• How can I find out which dentist takes my insurance?

Learning How to Use My Dental Insurance With a Dentist in Long Island

Using your dental insurance in Long Island should not be a complex process. Our dental team will be happy to walk you through applying insurance coverage to your visits with Long Island Dental Specialty. Dental insurance plans are available in two basic types:

• Dental HMO plans usually do not require a co-pay and focus primarily on preventive care. You will choose a dentist that accepts HMO insurance from a list provided by the insurance provider, and this dental office will serve as the primary care provider for all your dental care needs. You will typically pay a low cost for the services provided by your HMO dentist. The tradeoff is that you will usually have a smaller pool of dentists from which to choose for your dental care in Long Island.
• A dentist that accepts PPO insurance will usually charge a co-pay for each visit to the office. If flexibility is the most important factor in your decision, a PPO can allow you to choose any dentist within a larger network and to switch dentists whenever you want. PPO insurance plans may feature higher out-of-pocket costs for the average patient and will usually have an annual dollar limit on dental coverage.

If you want to find a dentist in Long Island by insurance, deciding between an HMO and a PPO plan is usually the first step in this process. Dental discount plans are also available. These programs are not insurance. They may, however, offer lower costs on many basic dental services for an annual fee.

What Are the Benefits of Dental Insurance?

Dental insurance can often cover the cost of basic procedures like teeth cleanings and exams. Some of the most important benefits of the right dental plan include the following:

• Your dental plan can cover a portion of the cost of expensive procedures like root canals, crowns and emergency dental services. This can help you to manage costs more effectively.
• In many cases, your dental insurance can provide you with added information on the expected out-of-pocket costs for which you will be responsible. Planning ahead for these expenses will ensure the best outcomes for you and your budget.

Depending on the dental plan you choose, you may enjoy lower out-of-pocket costs for regular exams as well as for major dental procedures. This can help you to keep your teeth healthier for a lifetime of more beautiful smiles.

How Can You Get the Right Dental Care in Long Island?

At Long Island Dental Specialty, we work with you to deliver the best options and the most comprehensive care for you and your entire family. If you need added help in choosing a dental plan, our team will be happy to provide our insights and assistance in this process. Give us a call today at to schedule your appointment today. We look forward to the chance to serve you.

Make Your Dental Health Your Priority

Insurance companies vary in their policies regarding coverage of services. We strongly recommend you determine if Colorado Springs Oral Surgery is a participating provider prior to your examination or surgery. Your policy may require you to pay a deductible, co-pay, co-insurance or require that you to pay for the entire procedure or consultation, depending on the policy language. Please be aware that your insurance policy is a contract between you and the insurance company, not Colorado Springs Oral Surgery. We will gladly file a claim on your behalf, but it is important to note that you, the subscriber, are ultimately responsible for charges incurred. If your insurance company does not pay your claim within thirty days, the payment becomes your responsibility.

Insurances we accept

• Aetna PPO
• Cigna PPO
• Delta Dental PPO
• First Ameritas
• GEHA
• Guardian PPO
• MetLife PPO
• Principal
• Solstice PPO
• United Healthcare PPO